Designed for long-term wealth preservation and retirement planning, these strategies include principal-protected solutions, zero-cost structures, market index-linked growth opportunities, and guaranteed income options tailored for stable and tax-efficient investing.
We provide complimentary consultations, investment guidance, and financial product allocation support. Clients do not pay service fees directly, as compensation is generally provided by the respective financial institutions and product providers.
We are happy to provide personalized guidance and scheduling support. You may submit a service request or contact us directly to arrange a consultation.
| 定期年限 | 年利率（保证） |
|---|---|
| 3 年 | 5.35% |
| 5 年 | 5.55% |
| 7 年 | 5.40% |
| Term | Guaranteed Annual Rate |
|---|---|
| 3 Years | 5.35% |
| 5 Years | 5.55% |
| 7 Years | 5.40% |
| 投资时间 | 账户预估金额 |
|---|---|
| 现在 | $100,000 |
| 10年 | $200,000 |
| 20年 | $400,000 |
| 30年 | $800,000 |
| 40年 | $1,600,000 |
| Period | Estimated Value |
|---|---|
| Now | $100,000 |
| 10 Years | $200,000 |
| 20 Years | $400,000 |
| 30 Years | $800,000 |
| 40 Years | $1,600,000 |
针对 Term、GUL、GIUL、Whole Life 或 FIUL，我们比较全美 A 级公司，为您挑选
💡 极致追求保险放大系数最大！
注：FIUL 回报率非保证，通常以约 6% 假设值比较
For the life insurance you desire — such as Term, GUL, GIUL, Whole Life, or FIUL — we compare all A-rated companies across the U.S. to help you choose:
💡 Ultimate pursuit of the highest insurance leverage ratio!
Note: Some FIUL figures are non-guaranteed. For fair comparison, we typically use the insurer’s commonly applied return rate, often around 6%.
若您不投保人寿保险，或保险公司 Offer 不理想，我们可用零费用的特殊方案放大并传承资金
若使用退休账户资金，还能实现免税传承；您也可选择领取终身退休金
Without using life insurance — or if you do not wish to, cannot qualify, or the insurer's offer does not meet your expectations — we can leverage other products, with zero cost, to magnify and pass on your wealth!
If the funds come from your retirement account, it can even be passed on tax-free! Of course, you may also choose to keep the product for yourself and receive lifetime retirement income.
💡 想合法节省税金、实现终身递增退休金，或无需保险即可免税放大传承财富吗？
🔥 我们有一款产品，非常适合 Roth Conversion（俗称 BackDoor），完成后免税且无 RMD
📈 它是美国增长潜力领先的终身退休金工具，相较一般账户转换，还能节省更多税金
💡 Do you want to legally and reasonably save a large amount on taxes?
💡 Want a better retirement plan with lifetime income — as long as you live, you get paid, and your retirement income increases every year?
💡 Or are you interested in passing on wealth tax-free without using life insurance?
📈 This product is not only one of the fastest-growing lifetime income solutions in the U.S.,
but using it for a Roth Conversion can save you more taxes than a regular account conversion.
Reduce current taxable income, lower effective tax rates, and improve overall tax efficiency through qualified financial and tax planning strategies.
Allow assets that would otherwise be used for taxes to remain invested for long-term growth, while creating future opportunities for additional tax optimization.
Utilize specialized financial structures and tax-advantaged accounts that may allow investment growth and qualified distributions to remain tax-free.
Contact us to learn more about wealth management, tax-efficient strategies, retirement planning, and financial solutions tailored to your long-term goals.