Finova — Living Smart, Living Satisfied — let’s build financial futures together.

Our Services

Our work focuses on four education-centered pillars.

🌱 Education-Centered Family & Community Support

Education-centered guidance for families and communities to plan and sustain long-term missions.

U.S. Education — Comparative Analysis

Macro analysis of US K12 & higher education vs. mainland China; system differences and outcomes.

Family & Long-term Education Planning

Holistic K12 → college planning to maximize outcomes across siblings and family situations.

Family Foundation / 501(c)(3) Setup

Establish compliant charitable entities: governance, filing, tax rules and operational considerations.

Education + Wealth & Trust Planning

Trust design and intergenerational planning that coordinates education goals with wealth preservation strategies.

💼 Tax Strategies & Financial Optimization

Helping clients minimize tax liabilities and maximize long-term financial efficiency through integrated tax, wealth, and asset planning strategies.

Tax Planning & Preparation

Integrated tax planning and preparation services combined with wealth growth and asset allocation strategies to improve long-term financial efficiency.

Tax-Advantaged Wealth Strategies

Quantitative financial and tax analysis, portfolio balancing, Roth conversion strategies, and tax-efficient solutions designed for long-term wealth growth and retirement planning.

🎓 Education Affordability & Funding Support

Helping families access financial aid, scholarships, and sustainable education funding pathways.

2. Scholarship Application Support

Merit & need-based scholarship search, essay strategy and application management for HS and college.

1. Financial Aid (FAFSA / CSS) — One-on-One

Detailed FAFSA & CSS walkthroughs, grant/loan strategies, and institutional aid support.

Education Savings & Tax (ESA / 529)

Account selection, tax-efficient structures, and cross-jurisdiction considerations for education savings.

College Fund Design & Financial Strategy

Design long-term college funding strategies, investment allocation, and risk planning aligned to family goals.

🏖️ Retirement Planning & Lifetime Income Strategies

Comprehensive retirement planning strategies designed to help clients achieve financial security, sustainable income, and a high-quality lifestyle throughout retirement.

IRS-Qualified Retirement Planning Solutions

Integrated retirement planning strategies for individuals, families, and businesses, including tax-efficient retirement structures and long-term income planning solutions.

Tax-Advantaged & Stable Retirement Strategies

Financial solutions designed for long-term retirement security, combining tax advantages, principal protection, liquidity, and sustainable wealth accumulation.

Tools & Quick Actions

Join List, unlock content, or apply for one-on-one services.

俱乐部注册

receive many free services and access to a wealth of high-value information.

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快速解锁 — 进入中心

Submit name & email to unlock the Education Center and get a free consultation opportunity.

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服务申请

Request one-on-one guidance tailored to your needs.

About Finova Wealth Management

Upcoming Webinar

Join our live webinar for FAFSA essentials and college funding strategies. Seats limited — register to reserve.

Join Webinar (Main Page) Quick Register for Webinar

Quick Resources

Practical links for FAFSA, CSS Profile, college rankings and our Aid Calculator.

PFS Parents Financial services School & Students services National Merit Scholarship Jack Kent Cooke Foundation Scholarship LSFinova Aid Calculator FAFSA — studentaid.gov CSS Profile US News — College Rankings

Have a question or need a consultation?

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Wechat 微信 ID: Leon_Song_PhD

Email: team@finovawm.com

Feel free to reach out anytime for consultation!

Smarter Education Planning for Every Family